![]() ![]() ![]() Your sample number was provided to you at the testing site and was also emailed to you when you received your test (If you did not receive the email, your email address may have a typo in our system please email to correct) This includes samples collected on Fridays, which return results on Saturday.Ī valid sample number and date of birth is required to access results through the online system. All other tests will return a result the following day. Tests collected before 10:30 am in one of the facilities listed here will return a result on the same day. Or, they will not be able to make a claim for the treatment of a pre-existing illness for the first couple of years.Premier Diagnostics typically receives results from the laboratory between 5:00 pm and 8:30 pm each day. For example, they cannot make non-emergency claims for the first few days or month. Waiting Period The waiting period is a specific amount of time during which insured individuals cannot make certain claims against their health insurance policies.If untreated, it could lead to sores, commonly known as ulcers, in the lining. Ulcerative Colitis/Crohn’s Disease A chronic, inflammatory bowel disease that causes irritation or swelling, known as inflammation, in the digestive tract, typically the large intestine or colon. ![]() ![]() But, you should remember that the amount you choose will directly impact your premium. You can choose your sum insured when you purchase your health insurance policy. It basically reflects the total value of your policy. Sum Insured Your sum insured refers to the maximum amount that your insurance provider will pay in a given policy year.Paralysis refers to the loss of the ability to move or sense in some parts of the body. Stroke, Epilepsy and Paralysis Stroke refers to damage to the brain that is often caused by an interruption of the blood supply.Įpilepsy is a disorder in which the nerve cells in the brain misfire, causing seizures or convulsions through the body.Some common examples of mental disorders include depression, bipolar disorder and schizophrenia. These issues can cause mild disturbances to a severe inability to cope. They are often associated with distress and/or problems functioning in everyday society. Psychiatric/Mental Illness or Disorder Mental illnesses are health conditions that involve changes in emotion, thinking or behaviour.The individual can purchase their medical insurance policy, but the pre-existing disease will only be covered after a given waiting period. Pre-Existing Disease If the individual purchasing insurance already suffers from any disease, it is called a pre-existing disease.Hepatitis and chronic alcohol abuse frequently cause liver scarring, which leads to cirrhosis or fibrosis of the liver – an advanced stage of scarring. Liver Cirrhosis/Hepatitis B or C An infection of the liver, it can cause scarring on the organ which could lead to liver failure and cancer.This means the individual could require a kidney transplant or dialysis, which removes waste and extra fluid from your blood. Kidney Failure/Dialysis Often, kidneys fail due to very high blood pressure or diabetes.HIV/AIDS HIV is a virus that damages the body’s immune system, which often allows people to develop AIDs, a more advanced stage of HIV.COPD Known as Chronic Obstructive Pulmonary Diseases (COPD), this on-going inflammatory lung disease causes obstructions in the airflow, making it difficult to breathe.If you’d like your insurance provider to settle the full claim, you can opt-out of co-payment. You can promise to pay a certain percentage of each claim you make against your medical insurance policy, and your insurance provider will take care of the rest. Co-Payment If you’d like to lower your health insurance premium, you can opt for co-payment.Common examples include heart attack, bypass surgery, angina, and heart-valve-related issues. It can also be caused by medical conditions affecting any of the organs in the upper abdomen, including the heart, blood vessels, lung, airways, bones, muscles, oesophagus, or stomach. Chest Pain/Heart Disease Typically caused by a blockage in the blood vessels leading to the heart.Cancer Disease that causes abnormal cells to grow uncontrollably, destroying body tissue.Autoimmune diseases include rheumatic heart disease, rheumatoid arthritis, and Systemic Lupus Erythematosus (SLE). Over time, this can lead to very low or no activity from the immune system, decreasing the body’s ability to fight invaders, making the individual vulnerable to infections. Autoimmune Diseases A disease that causes the body’s immune system to attack healthy cells.Can be limited to a single joint or affect multiple joints. Arthritis Pain, swelling and stiffness in the joints caused by an inflammation of the joints. ![]()
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